Interest-free finance options

All you have to do is choose which options suits you the best.

Klarna offers two different Buy Now Pay Later Credit Products in the UK (BNPL Products): 

  • Pay in 3 instalments allows you to spread the cost over 3 equal payments. This product is completely interest-free. 

  • Pay in 30 days allows you to get up to 30 days to pay for their goods with no interest.

    Transactions between £30.00 and £1000.00

Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply.

Subject to status. Minimum spend applies.

Choose to make repayments over six or ten months.

Plumfield Dental Practice, 82 Warwick Road, Carlisle, Cumberland, CA1 1DZ. Telephone 01228 521701. Plumfield Dental Practice Limited trading as Plumfield Dental Practice is a credit broker. Registered in England & Wales 09764748. Registered Address: 85-87 Saltersate, Chesterfield, Derbyshire, S40 1JS.

The Financial Conduct Authority does not regulate instalment credit agreements for specific goods, at a fixed cost, which have a term less than 12 months.

Medenta Finance Limited is authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175. Medenta act as a credit broker, not the lender and will introduce to V12 Retail Finance Limited for which they will receive a commission. The amount of commission will vary depending on the product chosen and amount borrowed.

V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: One Arleston Way, Solihull, B90 4LH. Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank PLC for which they will receive a commission, the amount will vary depending on the amount of credit taken out but will not vary depending on the product chosen.  Secure Trust Bank PLC trading as V12 Retail Finance are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: One Arleston Way, Solihull, B90 4LH.

Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at time of publish.

Telephone calls may be recorded for training and monitoring purposes.